Are you overwhelmed by the Health insurance information that you are receiving. As an independent agent, we can help you navigate through this process. We are licensed, trained and certified to assist you with the Health Insurance
Marketplace, and have direct INDIVIDUAL and GROUP insurance programs that we can access for you. Call today to sit down with an agent and explore your individual or group health insurance options.
If you need assistance with your open enrollment or need help with a special enrollment period, we are here to walk you through the steps.
Dental insurance for you and your family has a number of benefits. An insurance program that helps you make sure your families smiles stay healthy, is affordable and within reach. We can help you choose a plan that works for your dental health and your fiscal health. Get a quote by clicking here
We are here to discuss the options and benefits available.
Do you have a small business of 2-50 employees? Our agency has markets for you. Whether you would like to place your business through the SHOP Market or work with direct group markets' we can help guide you through finding the coverage that suits your needs and fits your budget.
Are you a sole Proprietorship looking for a group plan? We have access to specialty markets for this coverage for certain business classes. * Some of these plans require membership in an affiliate organization and are medically underwritten.
Q) what are the open enrollment dates for 2019?
A) November 01, 2018 to December 15, 2018. After that time you will need to qualify for a special enrollment period.
Q) I am confused by the health insurance marketplace or direct market for health insurance. Can you tell me a bit more about how I choose which place to apply.
A) Obtaining health insurance through the marketplace is for any individual/family that does not have coverage provided through another source. The marketplace application requires that you create an account and provide your financial information so that they can determine if you would be eligible for tax credits and other financial assistance with your premium. Many of the same plans are also available in the direct health insurance market. The major difference is that if you purchase through the direct market, you cannot get any financial assistance.n the form of tax credits or other credits. You also do not need to provide all of your financial information or make an account with healthcare.gov. Plans written through healthcare.gov are available regardless of whether you are getting assistance or not.
We can help you either way and also help you in determining which application process is best for you and your family.
Q) Dental insurance benefits Are confusing. What else is Dental insurance doing for me and my family?
A) Your health is greatly impacted by your dental health. The many benefits of dental insurance include Cleanings and check ups and preventative care. * One of the biggest benefits for keeping your smile healthy is preventative care. Cleanings and X-rays and oral exams are the first line of defense. Another benefit to being a member of Delta Dental is controlling the cost of services you receive by utilizing Delta Dental's broad network. We would be happy to go over the coverage offered by these dental plans.
* see contract coverage for these benefits)